Health insurance in Lorain County, Ohio
9 insurers sell 138 marketplace plans here, and 7.7% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
9 insurers competing here
9 insurers sell in Lorain County — 138 plans in total, around 15 each. Few people compare 138 plans properly without help. It gained 2 since the previous plan year, up from 7.
How many people here have no coverage
7.7% of Lorain County's 250,183 under-65 residents have no health coverage — 19,144 people. That is close to the Ohio rate of 8.1%, and puts Lorain County in the bottom quarter of the 1,817 counties on this site (1454th).
How much the marketplace is used
11,276 Lorain County residents selected a marketplace plan for 2026: 45 per thousand under-65 residents, 1694th of 1,817. That is under the 78 per thousand typical of published counties. 1,540 of them — 14% — were new rather than renewing.
Lorain County against Ohio
Lorain County is the 7th largest of the 22 Ohio counties we publish. Its uninsured rate tracks the state almost exactly and with 9 insurers it is as well served as anywhere in Ohio. Marketplace use is close to the Ohio rate.
| Lorain County | Ohio | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 7.7% | 8.1% | 9.9% |
| Insurers selling | 9 | 3–9 | 4 |
| Plans offered | 138 | — | 57 |
| Selections per 1,000 | 45 | 50 | 78 |
| New rather than renewing | 14% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Warren County | 211,958 | 5.5% | 8 | 130 |
| Delaware County | 200,673 | 4.5% | 7 | 113 |
| Lake County | 178,657 | 6.3% | 7 | 105 |
| Anchorage Borough (Alaska) | 244,532 | 11.4% | 2 | 15 |
All of them have fewer insurers than this county's 9, which makes it the stronger market locally.
138 plans is a lot to work through. Start with network type, then the metal tiers. Other Ohio counties.