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Health insurance in Lake County, Ohio

7 insurers sell 105 marketplace plans here, and 6.3% of under-65 residents have no coverage at all.

Reviewed September 4, 2026 · 2026 federal data

7Insurers selling 105 plans between them
6.3%Uninsured, under 65 11,235 people
46Plans per 1,000 8,164 selections
178,657Under-65 residents 150th of 1,817

Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.

7 insurers competing here

7 insurers sell in Lake County — 105 plans in total, around 15 each. Few people compare 105 plans properly without help. It gained 2 since the previous plan year, up from 5.

How many people here have no coverage

6.3% of Lake County's 178,657 under-65 residents have no health coverage — 11,235 people. That is below the Ohio rate of 8.1%, and puts Lake County in the bottom 10% of the 1,817 counties on this site (1664th).

How much the marketplace is used

8,164 Lake County residents selected a marketplace plan for 2026: 46 per thousand under-65 residents, 1678th of 1,817. That is under the 78 per thousand typical of published counties. 1,087 of them — 13% — were new rather than renewing.

Lake County against Ohio

Lake County is the 10th largest of the 22 Ohio counties we publish. Its uninsured rate runs 1.8 points lower than Ohio overall and its 7 insurers sit between the state's 3 and 9. Marketplace use is close to the Ohio rate.

Lake CountyOhio Published median
Uninsured, under 656.3% 8.1%9.9%
Insurers selling7 3–9 4
Plans offered105 57
Selections per 1,00046 5078
New rather than renewing13% 16% 15%

Counties of a similar size nearby

CountyUnder 65Uninsured InsurersPlans
Clermont County172,8817.0%8130
Mahoning County168,1157.7%7114
Delaware County200,6734.5%7113
Trumbull County151,9239.6%7114

Clermont County has 8 insurers against this county's 7 — a reminder that the county line, not the state line, is what decides your options.

What a plan actually costs in Lake County

These are the published figures for Lake County. What you would pay depends on your age, household and income — a licensed agent can price the 105 plans sold here against your situation.

(866) 843-0930

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You reach Clearline Health Insurance, a licensed insurance agency. There is no cost to call.

When you call the number on this site you reach Clearline Health Insurance (National Producer Number 19024830), a licensed insurance agency. HealthPlanIndex is compensated for that connection. That is how this site is paid for, and it does not change what you pay for a plan.

105 plans is a lot to work through. Start with network type, then the metal tiers. Other Ohio counties.

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