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Health insurance in Bernalillo County, New Mexico

32,884 people here have no coverage and earn in the range a premium tax credit is built for — 51% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

32,884Uninsured, subsidy range 138–400% of poverty
12.2%Uninsured, under 65 64,799 people
12.1%Uninsured, 50 to 64 14,299 people
531,121Under-65 residents 106th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

Bernalillo County has 32,884 uninsured residents earning inside the premium tax credit range, 51% of its uninsured total. That is near the 51% national median. Within that band itself, 14.7% have no coverage.

How many people here have no coverage

12.2% of Bernalillo County's 531,121 under-65 residents have no health coverage — 64,799 people. That is below the New Mexico rate of 13.4%, and puts Bernalillo County in the upper half of the 3,143 counties measured nationally (962nd).

Who falls under the Medicaid line

19,068 of Bernalillo County's uninsured — 29%, close to the 31% typical nationally — earn under $22,025 a year, which in New Mexico is Medicaid territory rather than marketplace territory.

The years before Medicare

14,299 people aged 50 to 64 in Bernalillo County have no coverage, a rate of 12.1% — close to the 12.2% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Bernalillo County against New Mexico

Bernalillo County is the largest of the 5 New Mexico counties we publish, by under-65 population. Its uninsured rate runs 1.2 points lower than New Mexico overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the New Mexico picture.

Bernalillo CountyNew Mexico National median
Uninsured, under 6512.2% 13.4%9.8%
Uninsured in the subsidy band32,884 107,678
Subsidy band as a share of uninsured51% 49% 51%
At or below 138% of poverty29% 33% 31%
Uninsured, 50 to 6412.1% 13.0% 8.1%

The next largest counties

CountyUninsured In the subsidy bandShare
Dona Ana County14.5%12,27446%
Sandoval County10.4%6,57552%
Santa Fe County13.7%7,56650%
San Juan County14.7%6,64752%

What a plan actually costs in Bernalillo County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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