Health insurance in Cumberland County, New Jersey

Reviewed September 4, 2026 · 2024 Census data

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

7,751 uninsured people in Cumberland County earn inside the premium tax credit range — 53% of the county's uninsured. That is near the 51% national median. Within that band itself, 14.2% have no coverage.

Coverage is worse here than across the state

12.1% of Cumberland County's 121,920 under-65 residents have no health coverage — 14,744 people. That is well above New Jersey as a whole at 9.0% — 3.1 points above its own state, and puts Cumberland County in the upper half of the 3,143 counties measured nationally (982nd).

Who falls under the Medicaid line

4,519 of Cumberland County's uninsured — 31%, close to the 31% typical nationally — earn under $22,025 a year, which in New Jersey is Medicaid territory rather than marketplace territory.

Older residents here are better covered

2,564 people aged 50 to 64 in Cumberland County have no coverage, a rate of 9.5% — lower than the 12.1% across all under-65 residents here, which is the usual pattern — people in their fifties and early sixties tend to be more settled in employer coverage. Age-rated premiums make this the most expensive group to cover before Medicare.

Cumberland County against New Jersey

Cumberland County is the 16th largest of the 19 New Jersey counties we publish. Its uninsured rate runs 3.1 points higher than New Jersey overall and 4 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is worse here than across New Jersey.

The nearest by population

All New Jersey counties · How the credit works · Enrollment dates