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Health insurance in Worcester County, Massachusetts

10,595 people here have no coverage and earn in the range a premium tax credit is built for — 47% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

10,595Uninsured, subsidy range 138–400% of poverty
3.2%Uninsured, under 65 22,588 people
2.7%Uninsured, 50 to 64 4,770 people
704,345Under-65 residents 70th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

Of the 22,588 people without coverage in Worcester County, 10,595 — 47% — earn inside the premium tax credit range. That is near the 51% national median. Within that band, only 4.7% are uninsured, so the credit is reaching most of the people it was built for here.

Comparatively few people go uncovered

3.2% of Worcester County's 704,345 under-65 residents have no health coverage — 22,588 people. That is close to the Massachusetts rate of 3.3%, and puts Worcester County in the bottom quarter of the 3,143 counties measured nationally (3,137th).

Who falls under the Medicaid line

5,487 of Worcester County's uninsured — 24%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Massachusetts is Medicaid territory rather than marketplace territory.

The years before Medicare

4,770 people aged 50 to 64 in Worcester County have no coverage, a rate of 2.7% — close to the 3.2% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Worcester County against Massachusetts

Worcester County is the 2nd largest of the 9 Massachusetts counties we publish. Its uninsured rate tracks the state almost exactly and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Massachusetts picture.

Worcester CountyMassachusetts National median
Uninsured, under 653.2% 3.3%9.8%
Uninsured in the subsidy band10,595 84,846—
Subsidy band as a share of uninsured47% 46% 51%
At or below 138% of poverty24% 25% 31%
Uninsured, 50 to 642.7% 2.7% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Suffolk County3.7%10,63046%
Norfolk County2.4%5,89642%
Bristol County4.4%9,85148%

What a plan actually costs in Worcester County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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