Health insurance in Calvert County, Maryland

Reviewed September 4, 2026 · 2024 Census data

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

1,499 uninsured people in Calvert County earn inside the premium tax credit range — 47% of the county's uninsured. That is near the 51% national median. Within that band itself, 6.4% have no coverage.

Coverage is better here than across the state

4.1% of Calvert County's 78,563 under-65 residents have no health coverage — 3,188 people. That is well below Maryland as a whole at 7.2% — 3.1 points better than its own state, and puts Calvert County in the bottom quarter of the 3,143 counties measured nationally (3,113th).

Relatively few are under the Medicaid line

563 of Calvert County's uninsured — 18%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Maryland is Medicaid territory rather than marketplace territory.

The years before Medicare

650 people aged 50 to 64 in Calvert County have no coverage, a rate of 3.3% — close to the 4.1% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Calvert County against Maryland

Calvert County is the smallest of the 15 Maryland counties we publish a page for. Its uninsured rate runs 3.1 points lower than Maryland overall and 2 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is better here than across Maryland.

Counties of a similar size

All Maryland counties · How the credit works · Enrollment dates