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Health insurance in Kane County, Illinois

20,773 people here have no coverage and earn in the range a premium tax credit is built for — 54% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

20,773Uninsured, subsidy range 138–400% of poverty
8.9%Uninsured, under 65 38,289 people
6.4%Uninsured, 50 to 64 6,450 people
431,408Under-65 residents 140th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

Of the 38,289 people without coverage in Kane County, 20,773 — 54% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 12.7% have no coverage.

How many people here have no coverage

8.9% of Kane County's 431,408 under-65 residents have no health coverage — 38,289 people. That is close to the Illinois rate of 8.1%, and puts Kane County in the lower half of the 3,143 counties measured nationally (1,854th).

Relatively few are under the Medicaid line

8,141 of Kane County's uninsured — 21%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Illinois is Medicaid territory rather than marketplace territory.

The years before Medicare

6,450 people aged 50 to 64 in Kane County have no coverage, a rate of 6.4% — close to the 8.9% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Kane County against Illinois

Kane County is the 5th largest of the 18 Illinois counties we publish. Its uninsured rate runs 0.8 points higher than Illinois overall and 3 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds matches the Illinois picture.

Kane CountyIllinois National median
Uninsured, under 658.9% 8.1%9.8%
Uninsured in the subsidy band20,773 423,655—
Subsidy band as a share of uninsured54% 51% 51%
At or below 138% of poverty21% 28% 31%
Uninsured, 50 to 646.4% 7.2% 8.1%

The nearest by population

CountyUninsured In the subsidy bandShare
Lake County7.5%22,46452%
Will County6.4%19,41451%
McHenry County6.2%8,48552%
Winnebago County8.4%9,86552%

What a plan actually costs in Kane County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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