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Health insurance in Clayton County, Georgia

20,563 people here have no coverage and earn in the range a premium tax credit is built for — 52% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

20,563Uninsured, subsidy range 138–400% of poverty
16.2%Uninsured, under 65 39,793 people
14.0%Uninsured, 50 to 64 7,222 people
245,746Under-65 residents 242nd of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

Of the 39,793 people without coverage in Clayton County, 20,563 — 52% — earn inside the premium tax credit range. That is near the 51% national median. Within that income band itself, 16.7% are uninsured — roughly one in 6 of the people the credit was designed for.

One in seven has no coverage

16.2% of Clayton County's 245,746 under-65 residents have no health coverage — 39,793 people. That is above the Georgia rate of 14.0%, and puts Clayton County in the top quarter of the 3,143 counties measured nationally (352nd).

The people below the subsidy floor

14,097 of Clayton County's uninsured — 35%, close to the 31% typical nationally — earn under $22,025 a year. In Georgia that income is the coverage gap, and no marketplace plan reaches it.

The years before Medicare

7,222 people aged 50 to 64 in Clayton County have no coverage, a rate of 14.0% — close to the 16.2% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Clayton County against Georgia

Clayton County is the 5th largest of the 30 Georgia counties we publish. Its uninsured rate runs 2.2 points higher than Georgia overall and 2 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is worse here than across Georgia.

Clayton CountyGeorgia National median
Uninsured, under 6516.2% 14.0%9.8%
Uninsured in the subsidy band20,563 629,756
Subsidy band as a share of uninsured52% 50% 51%
At or below 138% of poverty35% 30% 31%
Uninsured, 50 to 6414.0% 11.1% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Cherokee County11.8%14,20549%
Forsyth County9.5%10,40645%
Chatham County15.1%18,18451%
Henry County11.2%12,70752%

What a plan actually costs in Clayton County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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