Health insurance in Palm Beach County, Florida
12 insurers sell 195 marketplace plans here, and 16.5% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
12 insurers competing here
12 insurers sell in Palm Beach County — 195 plans in total, around 16 each. Few people compare 195 plans properly without help. The number has not changed since the previous plan year.
One in six has no coverage
16.5% of Palm Beach County's 1,157,259 under-65 residents have no health coverage — 190,809 people. That is above the Florida rate of 13.7%, and puts Palm Beach County in the top quarter of the 1,817 counties on this site (258th).
Some of those 190,809 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
332,402 Palm Beach County residents selected a marketplace plan for 2026: 287 per thousand under-65 residents, 27th of 1,817. That is 3.7× the 78 per thousand typical here. 57,965 of them — 17% — were new rather than renewing.
Palm Beach County against Florida
Palm Beach County is the 5th largest of the 32 Florida counties we publish. Its uninsured rate runs 2.8 points higher than Florida overall and its 12 insurers sit between the state's 1 and 13. Marketplace use is close to the Florida rate.
| Palm Beach County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 16.5% | 13.7% | 9.9% |
| Insurers selling | 12 | 1–13 | 4 |
| Plans offered | 195 | — | 57 |
| Selections per 1,000 | 287 | 254 | 78 |
| New rather than renewing | 17% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Orange County | 1,281,296 | 13.5% | 12 | 208 |
| Hillsborough County | 1,308,341 | 13.1% | 9 | 173 |
| Duval County | 859,295 | 11.9% | 7 | 142 |
| Pinellas County | 694,820 | 12.2% | 7 | 149 |
All of them have fewer insurers than this county's 12, which makes it the stronger market locally.
Other Florida counties · Where the subsidy stops · Enrollment dates