Health insurance in Orange County, Florida
12 insurers sell 208 marketplace plans here, and 13.5% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
12 insurers competing here
12 insurers sell in Orange County — 208 plans in total, around 17 each. Few people compare 208 plans properly without help. The number has not changed since the previous plan year.
How many people here have no coverage
13.5% of Orange County's 1,281,296 under-65 residents have no health coverage — 173,567 people. That is close to the Florida rate of 13.7%, and puts Orange County in the middle half of the 1,817 counties on this site (470th).
Some of those 173,567 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
399,974 Orange County residents selected a marketplace plan for 2026: 312 per thousand under-65 residents, 19th of 1,817. That is 4.0× the 78 per thousand typical here. 64,476 of them — 16% — were new rather than renewing.
Orange County against Florida
Orange County is the 4th largest of the 32 Florida counties we publish. Its uninsured rate tracks the state almost exactly and its 12 insurers sit between the state's 1 and 13. Marketplace use is close to the Florida rate.
| Orange County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 13.5% | 13.7% | 9.9% |
| Insurers selling | 12 | 1–13 | 4 |
| Plans offered | 208 | — | 57 |
| Selections per 1,000 | 312 | 254 | 78 |
| New rather than renewing | 16% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Hillsborough County | 1,308,341 | 13.1% | 9 | 173 |
| Palm Beach County | 1,157,259 | 16.5% | 12 | 195 |
| Broward County | 1,629,773 | 13.8% | 13 | 197 |
| Duval County | 859,295 | 11.9% | 7 | 142 |
Broward County has 13 insurers against this county's 12 — a reminder that the county line, not the state line, is what decides your options.
Other Florida counties · Where the subsidy stops · Enrollment dates