Health insurance in Osceola County, Florida
11 insurers sell 192 marketplace plans here, and 14.1% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
11 insurers competing here
11 insurers sell in Osceola County — 192 plans in total, around 17 each. Few people compare 192 plans properly without help. The number has not changed since the previous plan year.
How many people here have no coverage
14.1% of Osceola County's 397,895 under-65 residents have no health coverage — 56,217 people. That is close to the Florida rate of 13.7%, and puts Osceola County in the top quarter of the 1,817 counties on this site (410th).
Some of those 56,217 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
151,333 Osceola County residents selected a marketplace plan for 2026: 380 per thousand under-65 residents, 16th of 1,817. That is 4.9× the 78 per thousand typical here. 24,947 of them — 16% — were new rather than renewing.
Osceola County against Florida
Osceola County is the 14th largest of the 32 Florida counties we publish. Its uninsured rate tracks the state almost exactly and its 11 insurers sit between the state's 1 and 13. Marketplace use is about 1.5 times the Florida rate.
| Osceola County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 14.1% | 13.7% | 9.9% |
| Insurers selling | 11 | 1–13 | 4 |
| Plans offered | 192 | — | 57 |
| Selections per 1,000 | 380 | 254 | 78 |
| New rather than renewing | 16% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Seminole County | 409,329 | 11.3% | 12 | 215 |
| Volusia County | 433,840 | 13.0% | 8 | 154 |
| Lake County | 324,106 | 12.6% | 11 | 196 |
| Manatee County | 323,277 | 15.1% | 6 | 136 |
Seminole County has 12 insurers against this county's 11 — a reminder that the county line, not the state line, is what decides your options.
Other Florida counties · Where the subsidy stops · Enrollment dates