HealthPlanIndex (866) 843-0930
HealthPlanIndex is not a government website and is not affiliated with, endorsed by, or operated by HealthCare.gov, the Centers for Medicare & Medicaid Services, or any state health insurance exchange.

Health insurance in Santa Barbara County, California

15,695 people here have no coverage and earn in the range a premium tax credit is built for — 51% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

15,695Uninsured, subsidy range 138–400% of poverty
8.7%Uninsured, under 65 30,830 people
7.5%Uninsured, 50 to 64 5,126 people
352,656Under-65 residents 166th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

Of the 30,830 people without coverage in Santa Barbara County, 15,695 — 51% — earn inside the premium tax credit range. That is near the 51% national median. Within that band itself, 11.4% have no coverage.

How many people here have no coverage

8.7% of Santa Barbara County's 352,656 under-65 residents have no health coverage — 30,830 people. That is above the California rate of 6.9%, and puts Santa Barbara County in the lower half of the 3,143 counties measured nationally (1,910th).

Who falls under the Medicaid line

9,138 of Santa Barbara County's uninsured — 30%, close to the 31% typical nationally — earn under $22,025 a year, which in California is Medicaid territory rather than marketplace territory.

The years before Medicare

5,126 people aged 50 to 64 in Santa Barbara County have no coverage, a rate of 7.5% — close to the 8.7% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Santa Barbara County against California

Santa Barbara County is the 19th largest of the 34 California counties we publish. Its uninsured rate runs 1.8 points higher than California overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the California picture.

Santa Barbara CountyCalifornia National median
Uninsured, under 658.7% 6.9%9.8%
Uninsured in the subsidy band15,695 1,173,956—
Subsidy band as a share of uninsured51% 52% 51%
At or below 138% of poverty30% 25% 31%
Uninsured, 50 to 647.5% 6.6% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Monterey County9.3%18,31156%
Placer County3.7%5,94247%
Solano County5.4%9,85050%
Sonoma County6.0%11,80853%

What a plan actually costs in Santa Barbara County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

(866) 843-0930

9am – 6pm, Monday through Friday, Eastern time. Closed Saturdays and Sundays.
You reach Clearline Health Insurance, a licensed insurance agency. There is no cost to call.

When you call the number on this site you reach Clearline Health Insurance (National Producer Number 19024830), a licensed insurance agency. HealthPlanIndex is compensated for that connection. That is how this site is paid for, and it does not change what you pay for a plan.

All California counties · How the credit works · Enrollment dates

(866) 843-0930 9am–6pm ET, Mon–Fri