Health insurance in Placer County, California

Reviewed September 4, 2026 · 2024 Census data

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

How many here a premium tax credit would reach

5,942 uninsured people in Placer County earn inside the premium tax credit range — 47% of the county's uninsured. That is near the 51% national median. Within that band itself, 6.2% have no coverage.

Coverage is better here than across the state

3.7% of Placer County's 346,372 under-65 residents have no health coverage — 12,770 people. That is well below California as a whole at 6.9% — 3.2 points better than its own state, and puts Placer County in the bottom quarter of the 3,143 counties measured nationally (3,126th).

Who falls under the Medicaid line

2,908 of Placer County's uninsured — 23%, below the 31% typical of counties nationally — earn under $22,025 a year, which in California is Medicaid territory rather than marketplace territory.

The years before Medicare

2,265 people aged 50 to 64 in Placer County have no coverage, a rate of 2.8% — close to the 3.7% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Placer County against California

Placer County is the 21st largest of the 34 California counties we publish. Its uninsured rate runs 3.2 points lower than California overall and 6 points fewer of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is better here than across California.

Counties of a similar size

All California counties · How the credit works · Enrollment dates