Health insurance in Lubbock County, Texas
5 insurers sell 74 marketplace plans here, and 16.6% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
Who sells here, and how much choice that gives
5 insurers compete in Lubbock County with 74 plans between them, about 15 plans each. The number has not changed since the previous plan year.
One in six has no coverage
16.6% of Lubbock County's 272,118 under-65 residents have no health coverage — 45,213 people. That is below the Texas rate of 19.1%, and puts Lubbock County in the top quarter of the 1,817 counties on this site (255th).
Some of those 45,213 are in the Texas coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
53,334 Lubbock County residents selected a marketplace plan for 2026: 196 per thousand under-65 residents, 135th of 1,817. That is 2.5× the 78 per thousand typical here. Only 10% were new rather than renewing: a settled market.
Lubbock County against Texas
Lubbock County is the 18th largest of the 43 Texas counties we publish. Its uninsured rate runs 2.5 points lower than Texas overall and its 5 insurers sit between the state's 1 and 10. Marketplace use is close to the Texas rate.
| Lubbock County | Texas | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 16.6% | 19.1% | 9.9% |
| Insurers selling | 5 | 1–10 | 4 |
| Plans offered | 74 | — | 57 |
| Selections per 1,000 | 196 | 159 | 78 |
| New rather than renewing | 10% | 18% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Nueces County | 287,314 | 19.1% | 4 | 64 |
| Hays County | 249,025 | 14.9% | 9 | 102 |
| Galveston County | 301,483 | 15.4% | 5 | 61 |
| Webb County | 236,623 | 26.2% | 3 | 45 |
| Lancaster County (Nebraska) | 271,012 | 7.6% | 5 | 84 |
Hays County has 9 insurers against this county's 5 — a reminder that the county line, not the state line, is what decides your options.
Other Texas counties · Where the subsidy stops · Enrollment dates