Health insurance in Wayne County, Ohio
7 insurers sell 113 marketplace plans here, and 13.4% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
7 insurers competing here
7 insurers sell in Wayne County — 113 plans in total, around 16 each. Few people compare 113 plans properly without help. It gained 1 since the previous plan year, up from 6.
Coverage is worse here than across the state
13.4% of Wayne County's 90,989 under-65 residents have no health coverage — 12,233 people. That is far higher than Ohio as a whole, which sits at 8.1% — 5.3 points above its own state, and puts Wayne County in the middle half of the 1,817 counties on this site (487th).
A thin marketplace
3,361 Wayne County residents selected a marketplace plan for 2026: 37 per thousand under-65 residents, 1786th of 1,817. That is light use against the 78 per thousand typical here, and thin markets attract fewer insurers. 476 of them — 14% — were new rather than renewing.
Wayne County against Ohio
Wayne County is the 21st largest of the 22 Ohio counties we publish. Its uninsured rate runs 5.3 points higher than Ohio overall and its 7 insurers sit between the state's 3 and 9. Marketplace use is well under the Ohio rate.
| Wayne County | Ohio | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 13.4% | 8.1% | 9.9% |
| Insurers selling | 7 | 3–9 | 4 |
| Plans offered | 113 | — | 57 |
| Selections per 1,000 | 37 | 50 | 78 |
| New rather than renewing | 14% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Miami County | 89,701 | 7.1% | 8 | 130 |
| Richland County | 92,782 | 9.7% | 4 | 66 |
| Wood County | 105,567 | 6.2% | 7 | 106 |
| Clark County | 106,240 | 8.5% | 8 | 130 |
Miami County has 8 insurers against this county's 7 — a reminder that the county line, not the state line, is what decides your options.
113 plans is a lot to work through. Start with network type, then the metal tiers. Other Ohio counties.