Health insurance in Lucas County, Ohio
8 insurers sell 121 marketplace plans here, and 7.2% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
8 insurers competing here
8 insurers sell in Lucas County — 121 plans in total, around 15 each. Few people compare 121 plans properly without help. It gained 2 since the previous plan year, up from 6.
How many people here have no coverage
7.2% of Lucas County's 340,088 under-65 residents have no health coverage — 24,534 people. That is close to the Ohio rate of 8.1%, and puts Lucas County in the bottom quarter of the 1,817 counties on this site (1530th).
How much the marketplace is used
18,145 Lucas County residents selected a marketplace plan for 2026: 53 per thousand under-65 residents, 1512th of 1,817. That is under the 78 per thousand typical of published counties. 2,835 of them — 16% — were new rather than renewing.
Lucas County against Ohio
Lucas County is the 5th largest of the 22 Ohio counties we publish. Its uninsured rate runs 0.9 points lower than Ohio overall and its 8 insurers sit between the state's 3 and 9. Marketplace use is close to the Ohio rate.
| Lucas County | Ohio | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 7.2% | 8.1% | 9.9% |
| Insurers selling | 8 | 3–9 | 4 |
| Plans offered | 121 | — | 57 |
| Selections per 1,000 | 53 | 50 | 78 |
| New rather than renewing | 16% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Butler County | 324,516 | 7.9% | 8 | 130 |
| Summit County | 424,484 | 7.4% | 8 | 125 |
Every one of them has the same number of insurers, so this is a consistent regional market.
121 plans is a lot to work through. Start with network type, then the metal tiers. Other Ohio counties.