Health insurance in Wake County, North Carolina
4 insurers sell 44 marketplace plans here, and 7.2% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
Who sells here, and how much choice that gives
4 insurers sell marketplace plans in Wake County, offering 44 plans between them, roughly 11 each. The number has not changed since the previous plan year.
How many people here have no coverage
7.2% of Wake County's 1,047,831 under-65 residents have no health coverage — 75,606 people. That is below the North Carolina rate of 10.2%, and puts Wake County in the bottom quarter of the 1,817 counties on this site (1526th).
How much the marketplace is used
82,129 Wake County residents selected a marketplace plan for 2026: 78 per thousand under-65 residents, 1110th of 1,817. That is close to the 78 per thousand typical of published counties. 13,777 of them — 17% — were new rather than renewing.
Wake County against North Carolina
Wake County is the largest of the 24 North Carolina counties we publish, by under-65 population. Its uninsured rate runs 3.0 points lower than North Carolina overall and its 4 insurers sit between the state's 2 and 6. Marketplace use is close to the North Carolina rate.
| Wake County | North Carolina | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 7.2% | 10.2% | 9.9% |
| Insurers selling | 4 | 2–6 | 4 |
| Plans offered | 44 | — | 57 |
| Selections per 1,000 | 78 | 87 | 78 |
| New rather than renewing | 17% | 17% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Mecklenburg County | 1,031,708 | 11.2% | 5 | 81 |
| Guilford County | 436,358 | 10.1% | 6 | 83 |
| Forsyth County | 314,546 | 11.0% | 6 | 89 |
| Durham County | 277,010 | 10.1% | 3 | 31 |
| Salt Lake County (Utah) | 1,056,468 | 9.6% | 5 | 49 |
Guilford County has 6 insurers against this county's 4 — a reminder that the county line, not the state line, is what decides your options.
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