Health insurance in Washoe County, Nevada
28,350 people here have no coverage and earn in the range a premium tax credit is built for — 54% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
Half the uninsured here sit in the subsidy range
Washoe County has 28,350 uninsured residents earning inside the premium tax credit range, 54% of its uninsured total. That is near the 51% national median. Within that income band itself, 16.8% are uninsured — roughly one in 6 of the people the credit was designed for.
How many people here have no coverage
12.8% of Washoe County's 412,091 under-65 residents have no health coverage — 52,717 people. That is close to the Nevada rate of 13.7%, and puts Washoe County in the upper half of the 3,143 counties measured nationally (829th).
Who falls under the Medicaid line
13,584 of Washoe County's uninsured — 26%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Nevada is Medicaid territory rather than marketplace territory.
The years before Medicare
9,893 people aged 50 to 64 in Washoe County have no coverage, a rate of 10.7% — close to the 12.8% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Washoe County against Nevada
Washoe County is the smallest of the 2 Nevada counties we publish a page for. Its uninsured rate runs 0.9 points lower than Nevada overall and its subsidy-band share matches the state. Coverage among 50 to 64 year olds matches the Nevada picture.
| Washoe County | Nevada | National median | |
|---|---|---|---|
| Uninsured, under 65 | 12.8% | 13.7% | 9.8% |
| Uninsured in the subsidy band | 28,350 | 197,559 | — |
| Subsidy band as a share of uninsured | 54% | 54% | 51% |
| At or below 138% of poverty | 26% | 28% | 31% |
| Uninsured, 50 to 64 | 10.7% | 11.3% | 8.1% |
Counties of a similar size
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Tulare County (California) | 8.6% | 19,558 | 55% |
| Morris County (New Jersey) | 5.8% | 11,152 | 45% |
| Richmond County (New York) | 5.2% | 9,410 | 45% |
With 17% of the subsidy band still uninsured here, how the credit is calculated is the useful place to start. Other Nevada counties.