Health insurance in Saginaw County, Michigan
4 insurers sell 42 marketplace plans here, and 6.4% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
Who sells here, and how much choice that gives
4 insurers sell marketplace plans in Saginaw County, offering 42 plans between them, roughly 10 each. The number has not changed since the previous plan year.
How many people here have no coverage
6.4% of Saginaw County's 142,977 under-65 residents have no health coverage — 9,137 people. That is close to the Michigan rate of 6.2%, and puts Saginaw County in the bottom 10% of the 1,817 counties on this site (1642nd).
How much the marketplace is used
6,838 Saginaw County residents selected a marketplace plan for 2026: 48 per thousand under-65 residents, 1628th of 1,817. That is under the 78 per thousand typical of published counties. 972 of them — 14% — were new rather than renewing.
Saginaw County against Michigan
Saginaw County is the 11th largest of the 19 Michigan counties we publish. Its uninsured rate tracks the state almost exactly and its 4 insurers sit between the state's 2 and 7. Marketplace use is close to the Michigan rate.
| Saginaw County | Michigan | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 6.4% | 6.2% | 9.9% |
| Insurers selling | 4 | 2–7 | 4 |
| Plans offered | 42 | — | 57 |
| Selections per 1,000 | 48 | 62 | 78 |
| New rather than renewing | 14% | 13% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Muskegon County | 140,022 | 5.8% | 5 | 50 |
| Livingston County | 155,614 | 3.9% | 4 | 50 |
| St. Clair County | 126,050 | 5.8% | 5 | 51 |
| Monroe County | 123,647 | 5.0% | 4 | 46 |
Muskegon County has 5 insurers against this county's 4 — a reminder that the county line, not the state line, is what decides your options.
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