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Health insurance in Louisiana

296,648 Louisiana residents bought a marketplace plan for 2026. What they were offered depended on which of the state's 64 counties they live in.

Reviewed September 4, 2026 · 2026 federal data

9.2%Uninsured, under 65 23rd of 26 states
82Plans per 1,000 Median is 79
2–5Insurers per county Depending where you live
64Counties with data 13 with pages

Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release. Figures cover the under-65 population.

Where you enroll

Louisiana uses the federally facilitated marketplace, so you enroll at HealthCare.gov on the federal calendar — the dates are here.

Medicaid covers the bottom of the range in Louisiana

Louisiana expanded Medicaid, so there is no coverage gap here: adults under 138% of the poverty guideline — about $22,025 for one person — go to Medicaid rather than falling between it and the subsidy.

333,790 under-65 Louisiana residents are uninsured all the same, 9.2% of them — 23rd of the 51 states and DC, and 0.9× the 26-state median of 9.9%.

How much choice Louisiana counties get

Counties in Louisiana carry between 2 and 5 insurers, so competition is fairly even across the state without being uniform.

No county in Louisiana is down to a single insurer. Since the previous plan year, 64 counties in Louisiana gained an insurer and none lost one.

How many Louisiana residents buy on the marketplace

296,648 Louisiana residents selected a marketplace plan for 2026. Against the state's under-65 population that is 82 per thousand, close to the 26-state median of 79, and 11th highest of the 26 states on this site.

Of those, 31,342 — 11% — were new rather than renewing, which is an unusually settled market, with most enrollees renewing (26th of 26).

The spread inside Louisiana

East Baton Rouge Parish is the largest county we publish here, with 357,493 under-65 residents; Rapides Parish is the smallest, with 99,930. East Baton Rouge Parish has 5 insurers offering 59 plans, and Rapides Parish has 3 offering 28.

The widest choice in Louisiana is in Caddo Parish — 5 insurers, 63 plans. The narrowest is Rapides Parish, with 3 insurers and 28 plans. Same state, same rules, 35 more plans to choose from.

Uninsured rates range from 7.0% in Ascension Parish to 13.0% in Jefferson Parish — 1.9 times as high, within one state.

The 13 largest counties in Louisiana

By under-65 population, covering 67% of the state's under-65 residents. Louisiana has 64 counties with complete federal data; we publish pages for the largest.

CountyUnder 65Uninsured InsurersPlans Per 1,000
East Baton Rouge Parish357,4939.2%559105
Jefferson Parish337,38113.0%33896
Orleans Parish274,3709.0%338140
St. Tammany Parish222,7038.2%45168
Lafayette Parish209,7848.8%33277
Caddo Parish173,1518.8%56373
Calcasieu Parish167,9958.7%44464
Livingston Parish129,8758.8%33557
Ouachita Parish124,3008.0%33292
Ascension Parish113,4817.0%55962
Tangipahoa Parish112,3039.4%33270
Bossier Parish107,7348.7%56349
Rapides Parish99,9309.3%32863

Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release. "Per 1,000" is marketplace plan selections per thousand under-65 residents.

Find out what a plan costs in your Louisiana county

Across Louisiana's 64 counties the number of insurers runs from 2 to 5. Which one you are in changes the answer, and a licensed agent can price it for your household.

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