Health insurance in Hardin County, Kentucky
3,408 people here have no coverage and earn in the range a premium tax credit is built for — 53% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
Half the uninsured here sit in the subsidy range
3,408 uninsured people in Hardin County earn inside the premium tax credit range — 53% of the county's uninsured. That is near the 51% national median. Within that band itself, 7.8% have no coverage.
How many people here have no coverage
6.9% of Hardin County's 93,638 under-65 residents have no health coverage — 6,419 people. That is close to the Kentucky rate of 8.1%, and puts Hardin County in the bottom quarter of the 3,143 counties measured nationally (2,524th).
Who falls under the Medicaid line
1,953 of Hardin County's uninsured — 30%, close to the 31% typical nationally — earn under $22,025 a year, which in Kentucky is Medicaid territory rather than marketplace territory.
The years before Medicare
1,117 people aged 50 to 64 in Hardin County have no coverage, a rate of 5.5% — close to the 6.9% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
Hardin County against Kentucky
Hardin County is the 6th largest of the 7 Kentucky counties we publish. Its uninsured rate runs 1.2 points lower than Kentucky overall and 4 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is better here than across Kentucky.
| Hardin County | Kentucky | National median | |
|---|---|---|---|
| Uninsured, under 65 | 6.9% | 8.1% | 9.8% |
| Uninsured in the subsidy band | 3,408 | 146,636 | — |
| Subsidy band as a share of uninsured | 53% | 49% | 51% |
| At or below 138% of poverty | 30% | 35% | 31% |
| Uninsured, 50 to 64 | 5.5% | 6.7% | 8.1% |
Counties of a similar size
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Daviess County | 7.7% | 3,258 | 50% |
| Boone County | 5.4% | 3,315 | 50% |
| Warren County | 10.2% | 5,927 | 47% |
All Kentucky counties · How the credit works · Enrollment dates