Health insurance in Elkhart County, Indiana
3 insurers sell 47 marketplace plans here, and 13.4% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
Who sells here, and how much choice that gives
3 insurers sell marketplace plans in Elkhart County, offering 47 plans between them, roughly 16 each. It gained 2 since the previous plan year, up from 1.
Coverage is worse here than across the state
13.4% of Elkhart County's 173,285 under-65 residents have no health coverage — 23,306 people. That is far higher than Indiana as a whole, which sits at 9.1% — 4.3 points above its own state, and puts Elkhart County in the middle half of the 1,817 counties on this site (479th).
How much the marketplace is used
8,383 Elkhart County residents selected a marketplace plan for 2026: 48 per thousand under-65 residents, 1616th of 1,817. That is under the 78 per thousand typical of published counties. 996 of them — 12% — were new rather than renewing.
Elkhart County against Indiana
Elkhart County is the 5th largest of the 12 Indiana counties we publish. Its uninsured rate runs 4.3 points higher than Indiana overall and with 3 it has the fewest insurers of any Indiana county. Marketplace use is close to the Indiana rate.
| Elkhart County | Indiana | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 13.4% | 9.1% | 9.9% |
| Insurers selling | 3 | 3–5 | 4 |
| Plans offered | 47 | — | 57 |
| Selections per 1,000 | 48 | 54 | 78 |
| New rather than renewing | 12% | 14% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Hendricks County | 157,670 | 6.4% | 4 | 56 |
| Tippecanoe County | 152,506 | 8.2% | 3 | 47 |
| Vanderburgh County | 142,222 | 8.5% | 4 | 56 |
| Johnson County | 141,425 | 7.3% | 5 | 71 |
Johnson County has 5 insurers against this county's 3 — a reminder that the county line, not the state line, is what decides your options.
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