Health insurance in Pasco County, Florida
9 insurers sell 173 marketplace plans here, and 11.6% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
9 insurers competing here
9 insurers sell in Pasco County — 173 plans in total, around 19 each. Few people compare 173 plans properly without help. Each insurer averages about 19 plans, so most of the choice here is between products from the same company rather than between companies. The number has not changed since the previous plan year.
How many people here have no coverage
11.6% of Pasco County's 513,364 under-65 residents have no health coverage — 59,716 people. That is below the Florida rate of 13.7%, and puts Pasco County in the middle half of the 1,817 counties on this site (753rd).
Some of those 59,716 are in the Florida coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
The marketplace is used heavily here
78,068 Pasco County residents selected a marketplace plan for 2026: 152 per thousand under-65 residents, 331st of 1,817. That is 1.9× the 78 per thousand typical here. 11,415 of them — 15% — were new rather than renewing.
Pasco County against Florida
Pasco County is the 10th largest of the 32 Florida counties we publish. Its uninsured rate runs 2.1 points lower than Florida overall and its 9 insurers sit between the state's 1 and 13. Marketplace use is well under the Florida rate.
| Pasco County | Florida | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 11.6% | 13.7% | 9.9% |
| Insurers selling | 9 | 1–13 | 4 |
| Plans offered | 173 | — | 57 |
| Selections per 1,000 | 152 | 254 | 78 |
| New rather than renewing | 15% | 16% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Brevard County | 491,895 | 12.2% | 8 | 152 |
| Volusia County | 433,840 | 13.0% | 8 | 154 |
| Lee County | 602,881 | 16.8% | 6 | 132 |
| Seminole County | 409,329 | 11.3% | 12 | 215 |
Seminole County has 12 insurers against this county's 9 — a reminder that the county line, not the state line, is what decides your options.
Other Florida counties · Where the subsidy stops · Enrollment dates