Health insurance in Adams County, Colorado

Reviewed September 4, 2026 · 2024 Census data

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

Adams County has 32,359 uninsured residents earning inside the premium tax credit range, 53% of its uninsured total. That is near the 51% national median. Within that income band itself, 16.7% are uninsured — roughly one in 6 of the people the credit was designed for.

Coverage is worse here than across the state

12.9% of Adams County's 474,927 under-65 residents have no health coverage — 61,328 people. That is well above Colorado as a whole at 9.3% — 3.6 points above its own state, and puts Adams County in the upper half of the 3,143 counties measured nationally (796th).

Relatively few are under the Medicaid line

13,475 of Adams County's uninsured — 22%, below the 31% typical of counties nationally — earn under $22,025 a year, which in Colorado is Medicaid territory rather than marketplace territory.

The years before Medicare

10,908 people aged 50 to 64 in Adams County have no coverage, a rate of 12.5% — close to the 12.9% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Adams County against Colorado

Adams County is the 4th largest of the 11 Colorado counties we publish. Its uninsured rate runs 3.6 points higher than Colorado overall and 2 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is worse here than across Colorado.

Counties of a similar size

With 17% of the subsidy band still uninsured here, how the credit is calculated is the useful place to start. Other Colorado counties.