Health insurance in San Bernardino County, California
83,920 people here have no coverage and earn in the range a premium tax credit is built for — 55% of everyone uninsured in the county.
Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.
Most of the uninsured here would qualify for help
San Bernardino County has 83,920 uninsured residents earning inside the premium tax credit range, 55% of its uninsured total. That is near the 51% national median. Within that band itself, 9.8% have no coverage.
How many people here have no coverage
8.1% of San Bernardino County's 1,877,099 under-65 residents have no health coverage — 152,538 people. That is close to the California rate of 6.9%, and puts San Bernardino County in the lower half of the 3,143 counties measured nationally (2,115th).
Who falls under the Medicaid line
39,098 of San Bernardino County's uninsured — 26%, below the 31% typical of counties nationally — earn under $22,025 a year, which in California is Medicaid territory rather than marketplace territory.
The years before Medicare
32,321 people aged 50 to 64 in San Bernardino County have no coverage, a rate of 8.7% — close to the 8.1% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.
San Bernardino County against California
San Bernardino County is the 4th largest of the 34 California counties we publish. Its uninsured rate runs 1.2 points higher than California overall and 3 points more of its uninsured sit in the subsidy band than statewide. Coverage among 50 to 64 year olds is worse here than across California.
| San Bernardino County | California | National median | |
|---|---|---|---|
| Uninsured, under 65 | 8.1% | 6.9% | 9.8% |
| Uninsured in the subsidy band | 83,920 | 1,173,956 | — |
| Subsidy band as a share of uninsured | 55% | 52% | 51% |
| At or below 138% of poverty | 26% | 25% | 31% |
| Uninsured, 50 to 64 | 8.7% | 6.6% | 8.1% |
Counties of a similar size
| County | Uninsured | In the subsidy band | Share |
|---|---|---|---|
| Riverside County | 8.0% | 92,406 | 55% |
| Santa Clara County | 4.4% | 33,664 | 48% |
| Alameda County | 4.6% | 29,855 | 47% |
| Sacramento County | 5.5% | 37,915 | 51% |
All California counties · How the credit works · Enrollment dates