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Health insurance in Napa County, California

3,772 people here have no coverage and earn in the range a premium tax credit is built for — 53% of everyone uninsured in the county.

Reviewed September 4, 2026 · 2024 Census data

3,772Uninsured, subsidy range 138–400% of poverty
7.0%Uninsured, under 65 7,179 people
4.8%Uninsured, 50 to 64 1,247 people
102,489Under-65 residents 506th of 3,143

Source: US Census Small Area Health Insurance Estimates, 2024 release. Income bands are measured against the federal poverty level.

Half the uninsured here sit in the subsidy range

3,772 uninsured people in Napa County earn inside the premium tax credit range — 53% of the county's uninsured. That is near the 51% national median. Within that band itself, 10.5% have no coverage.

How many people here have no coverage

7.0% of Napa County's 102,489 under-65 residents have no health coverage — 7,179 people. That is close to the California rate of 6.9%, and puts Napa County in the bottom quarter of the 3,143 counties measured nationally (2,475th).

Relatively few are under the Medicaid line

1,464 of Napa County's uninsured — 20%, below the 31% typical of counties nationally — earn under $22,025 a year, which in California is Medicaid territory rather than marketplace territory.

The years before Medicare

1,247 people aged 50 to 64 in Napa County have no coverage, a rate of 4.8% — close to the 7.0% across all under-65 residents here. Age-rated premiums make this the most expensive group to cover before Medicare.

Napa County against California

Napa County is the 33rd largest of the 34 California counties we publish. Its uninsured rate tracks the state almost exactly and its subsidy-band share matches the state. Coverage among 50 to 64 year olds is better here than across California.

Napa CountyCalifornia National median
Uninsured, under 657.0% 6.9%9.8%
Uninsured in the subsidy band3,772 1,173,956
Subsidy band as a share of uninsured53% 52% 51%
At or below 138% of poverty20% 25% 31%
Uninsured, 50 to 644.8% 6.6% 8.1%

Counties of a similar size

CountyUninsured In the subsidy bandShare
Humboldt County5.9%3,06450%
Sutter County8.0%3,52754%
Madera County9.5%6,65252%

What a plan actually costs in Napa County

These figures say how many people here a credit would reach. What it would be worth to you depends on your age, household and income — a licensed agent can work that out on the call.

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