Health insurance in Baldwin County, Alabama
3 insurers sell 43 marketplace plans here, and 9.5% of under-65 residents have no coverage at all.
Source: CMS Marketplace Open Enrollment Public Use Files and US Census Small Area Health Insurance Estimates, 2026 release.
Who sells here, and how much choice that gives
3 insurers sell marketplace plans in Baldwin County, offering 43 plans between them, roughly 14 each. It gained 1 since the previous plan year, up from 2.
How many people here have no coverage
9.5% of Baldwin County's 201,674 under-65 residents have no health coverage — 19,236 people. That is close to the Alabama rate of 10.0%, and puts Baldwin County in the middle half of the 1,817 counties on this site (1142nd).
Some of those 19,236 are in the Alabama coverage gap: under $15,960 a year, too little for a subsidy and no expanded Medicaid to fall back on.
How much the marketplace is used
23,785 Baldwin County residents selected a marketplace plan for 2026: 118 per thousand under-65 residents, 566th of 1,817. That is above the 78 per thousand typical of published counties. 3,702 of them — 16% — were new rather than renewing.
Baldwin County against Alabama
Baldwin County is the 4th largest of the 8 Alabama counties we publish. Its uninsured rate tracks the state almost exactly and its 3 insurers sit between the state's 2 and 4. Marketplace use is close to the Alabama rate.
| Baldwin County | Alabama | Published median | |
|---|---|---|---|
| Uninsured, under 65 | 9.5% | 10.0% | 9.9% |
| Insurers selling | 3 | 2–4 | 4 |
| Plans offered | 43 | — | 57 |
| Selections per 1,000 | 118 | 114 | 78 |
| New rather than renewing | 16% | 13% | 15% |
Counties of a similar size nearby
| County | Under 65 | Uninsured | Insurers | Plans |
|---|---|---|---|---|
| Shelby County | 191,414 | 7.1% | 4 | 54 |
| Tuscaloosa County | 181,574 | 8.6% | 2 | 25 |
| Montgomery County | 172,864 | 9.8% | 2 | 30 |
Shelby County has 4 insurers against this county's 3 — a reminder that the county line, not the state line, is what decides your options.
Other Alabama counties · Where the subsidy stops · Enrollment dates